IBMChennai, Tamil Nadu, IndiaHybridFull-time3–6 years
Listing expiry: 20 October 2026
About the role
Role Overview
The role focuses on reviewing financial accounts and transactions for potential fraud, identifying suspicious activity, supporting fraud investigations, documenting findings, and ensuring adherence to applicable anti-money laundering and sanctions regulations.
Key Responsibilities
- Review accounts for potential misrepresentation and identify first-party fraud, kiting fraud, and possible money mule scenarios.
- Identify online account takeover fraud attempts through device anomaly detection and online monitoring.
- Review checks for potential fraud using signature analysis and identify unusual patterns.
- Coordinate and assist with proposed decisions and actions resulting from fraud investigations.
- Monitor high-volume transaction alerts for suspicious patterns, including unusual transaction velocities and geographic anomalies.
- Document findings in Suspicious Activity Reports (SARs) or client reports.
- Escalate high-risk cases.
- Optimize detection rules to minimize false positives while adhering to BSA/AML and OFAC regulations.
Qualifications & Experience
- Bachelor's degree in finance, criminal justice, IT, or a related field.
- 3-6 years in fraud/AML/Fin Crime operations, ideally in Banking supporting NA geography.
- Technical skills in Excel, Actimize/NICE, FCRM, Verafin, device anomaly detection, signature analysis, and pattern recognition.
- Knowledge of financial crime typologies, including first-party fraud, kiting, money mules, account takeover, and check fraud.
- Knowledge of North American regulations.
- Ability to multitask, pay attention to detail, coordinate investigations, and manage handoffs.
Additional Details
- A master's degree is listed as preferred education.